FAQ answers to your most pressing questions about the CoinExams platform.
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The CoinExams (CE) score is calculated based on the sum of points given for each exam. Each coin starts with 10 points and deductions are made based on each exam result: low, medium, or high, represented by colours red, yellow, and green, respectively. Low results in half (0.5) point deduction and yellow results in quarter (0.25) point deduction. The calculation method is updated from time to time based on a number of factors including the addition of more categories, which have to be factored in the score. If two or more coins have the same CE score, the one with lower fees ranks higher.
Coins get additional one (1) point deductions for failing critical exams: cost more than EUR 1 to transfer, fees are paid in a different coin/token, transfers take longer than 5 minutes, no hard cap or supply less than 10%, annual inflation is greater than 10%, non scalable algorithm, e.g. not PoS, less than 25 validator nodes, actual transfers per sec below 0.01, or have unclear metrics, i.e. represented by "?"
Transfer delay in seconds is determined by the time it takes to add one block to the blockchain multiplied by the number of confirmations required by Binance for new deposits to be fully confirmed and available for withdrawal. If the coin is not on Binance, KuCoin data will be used, otherwise the block-time is multiplied by ten (10).
Transfers per sec are not the maximum network capacity (max. TPS), but rather the actual number of transactions carrying coins at the time of data update. Transactions with zero coins or extremely small value (EUR 1), e.g. contract creation and token transfers, are not considered. These measures are taken to avoid inflated numbers that could misrepresent the actual number of users or the economic activity happening on the network. For the same reason, the number of addresses/wallets on the blockchain is not considered as a metric in the utility score calculation, although its estimate is stated whenever available on the coin page.
Sovereign wallets (third-party wallets) support is determined based on Atomic, Guarda, and Bitget wallets support.
Retail payment gateway support is checked if CoinPayments, NOWPayments, or Coingate support the coin, and check by default for fiat currencies.
Public means the blockchain has accessible open source nodes to validate the blockchain, e.g. hosted on GitHub. This allows the blockchain functionality to be permission-less. That is it does not require approval or maintenance from a central authority.
Yes, new coins can be added to the list, if they are available on Binance or KuCoin with daily trading volume greater than five (5) Bitcoins.
Tokens that are not native to their blockchain (Layer 2) are represented in indented rows with a blue outline.
Fund transfers chart represents actual coins transactions per second on the base blockchain (layer one L1) resembling actual use, not theoretical TPS capabilities.
Validation nodes chart represents the number of nodes validating the blockchain transactions.
The fair price is the multiplication of the current price by the fair price factor. The factor is the sum of half the current utility score, one and half the future utility score, the market cap factor (2.5 billion / market cap in EUR), and subtraction of the price to all-time high price ratio. Some adjustments are made for coins with incomplete data, e.g. coins with unknown market cap.
The portfolio builder tracks a list of assets in the market every few seconds. It then assigns a relative score for each assets. When assets scores decline they could be sold, when their score goes up they can be bought. This way a direction can be taken regardless of the market movements.
The portfolio builder software allows the user to be like a money changer providing liquidity to the market and taking profits on assets that are in demand. It is also non-custodial so it gives you the ability to provide liquidity in the market with a fraction of the assets.
The portfolio allocation is determined based on selected settings regarding coins current and future utility scores. Some other factors are considered as well, e.g. circulating supply and current market value. Check "Settings" to change filters and/or select different coins.
In new portfolios, "add" notes indicate the total amount of suggested allocation. As more coins are added, "add" or "cut" notes indicate how far off added coins are from the suggested allocation. This helps keep track of when a certain coin increases beyond suggested allocation, which updates as the coin value changes. If the added quantity matches suggested allocations in all cards the add and cut notes should disappear.
Each coin card presents some of the coin information with a number of virtual wallets. Click "Edit wallets" to input and change quantities, then "Save wallets" to save changes. These wallets can be used to account for coin allocations outside exchanges.
In settings menu on portfolio page: 1) scroll to "provide liquidity" 2) switch "liquidity mode" to "auto" 3) add Binance API
▷ Login to Binance (desktop) ▷ Click user icon on top right ▷ Select "API Management" ▷ Type a label to create the API ▷ Click "Edit restrictions" ▷ Check "Enable Spot.." ▷ Click "Save" ▷ Copy/paste new keys below
For accounts with active auto mode for providing liquidity, Binance could require re-activation of API permissions from time to time, usually every 90 days. If they ever do you should receive an alert on the portfolio page. For reactivation login to the respective Binance account and re-check "Enable Spot.." to maintain trading through the account.
Coins holdings can be sold from the holding Binance account. Additionally, if the dashboard is activated unselected coins with allocations on Binance above USD10 should have a "Sell" button to auto-sell on Binance.
From settings in portfolio page, click the drop-down arrow at top then click "Add a portfolio". On both pricing and dashboard pages, there should be clear buttons to "Add a portfolio". These are the three locations from which a portfolio can be added. There is no need to make a payment right away when adding a portfolio. The total subscription validity time is instantly divided based on number of portfolios.
One dashboard account can manage up to 100 portfolios. Each portfolio is charged separately. When one adds additional portfolios they would not be asked to pay, instead the time will be redistributed on the new portfolios count. Example 1: If one started with one portfolio with an annual subscription (12 months) and they added 11 portfolios, the subscription valid time should update to be one (1) month, 12 months divided by 12 portfolios. If they then delete 11 portfolios, the subscription validity should go back to 12 months. Example 2: In the previous example if one were to add just one (1) account, the total valid time after portfolio addition would be 6 months, 12 months divided by two (2). In both cases of adding or deleting portfolios, time is redistributed based on the number of remaining portfolios. When one extends or renews their subscription, the subscription value is also based on number of remaining portfolios. This pay-as-you-go system is designed to make it extremely easy to add or remove portfolios according to manager needs.
There are no limits on the portfolio size, but a personal portfolio of EUR1500 is probably the reasonable minimum. Below this amount the subscription fee would not make much sense. As for managed portfolios, it would probably be wise to only manage portfolios larger than EUR10,000 to be able to charge an upfront management fee, example: 2-3% on the initial portfolio size per year.